Imagine an inspired workforce that is motivated, enthusiastic and goal-oriented, and
a loyal customer base filled with raving fans that would never think about leaving.



The freedom of choice.


End-to-end management. As a single-source provider, JNR is one of the leading Prepaid Program Managers. We have direct contractual relationships with Mastercard® and Sponsor Banks translating to more flexibility, more data, and more control.

We aim to change the dynamics of the prepaid incentives and rewards market completely. We don’t complicate the process or our pricing. There are no concealed costs, no hidden breakage disclosures.


With the JNR Incentives platform, our clients have control over a powerful yet easy-to-use technology to drive their program results. Incentive programs do not have to (and should not) be daunting to create and manage. We have taken on those complexities so that we can work with our clients on the fun stuff - driving engagement, desired behaviors, and building channel loyalty.

Thomas Chiang, President | Technology & Card Services


Motivate and reward on demand. Take control of your performance objectives with a robust, user-friendly and flexible, web-based mobile-first Incentive and Reward platform.

Fully integrated with Mastercard Prepaid Card Program Management, the JNR platform is a
real-time reward management solution. With simple administrative and messaging tools, you can launch and communicate multiple promotional campaigns with the click of a button. Gain insights into program performance with robust reporting and
custom analytics consulting.

Let's Talk


Not all Prepaid Program Managers are created equal. We engage in a holistic, consultative approach to understand the ins and outs of your objectives, navigate program requirements and manage all aspects of your incentive or reward program.

Administrator Benefits

  • Streamline all incentives in one simplified, nimble web-based platform
  • Quick to launch
  • Ability to assign different rules, products and reward values to concurrent promotions
  • Custom analytics to gain insight into program performance: participant enrollment, progress, claims, top performing products or locations, awards funded, redemption and more
  • Drive participant engagement with communication tools
  • Self-managed award verification and approval
  • Instant prepaid card funding
  • Decrease cost of program overhead, management and maintenance
  • Exceptional in-house account management, customer service and fulfillment teams

Participant Benefits

  • Simplified user enrollment and experience
  • Engaging dashboard displays real-time prepaid card earnings
  • Streamlined claim submission and status updates
  • Quick access to rules, new promotions, progress and program eligibility
  • Dedicated customer services to handle and cardholder questions


We have successfully executed prepaid incentive and reward programs for clients of all sizes, ranging from smaller companies with around 100 employees to Fortune 500 companies in various industries including:

Apparel & Fashion


Food & Beverages


Tech – Hardware, Software, and Security Solutions



The Bancorp Bank
The JNR Incorporated Prepaid Mastercard Card is issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated. The Bancorp Bank; Member FDIC. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. This Card may be used everywhere Debit Mastercard is accepted.

Sunrise Banks
JNR Incorporated Prepaid Mastercard Card is issued by Sunrise Banks, N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trade mark of Mastercard International Incorporated. Card program is marketed and administered by JNR Inc. JNR Inc. is an Independent Sales Organization (ISO) pursuant to an agreement with Sunrise Banks, N.A. Use this card everywhere Debit Mastercard is accepted. Use of this card constitutes acceptance of the terms and conditions stated in the Cardholder Agreement.

Peoples Group
The JNR Incorporated Prepaid Mastercard is issued by Peoples Trust Company pursuant to license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Cards issued by Peoples Trust Company under licence by Mastercard International Incorporated.

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